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Myfico credit card forum?
Experian gives free monthly Experian FICO score. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. I started off at 490 (Fico 9) and now my score has reached 705 (Fico 9). Not done - so maybe in 2024. A year post d/c seems like an ok ish time to try. I wasn't worried as I had recieved the BB&T soft pull preapproval a week ago. Just received this BT offer in my inbox! Transfer your non-Navy Federal balances to your Navy Federal Credit Card ending in XXXX, and you could save with a 3. Cards: 5/24, 2/12, 2/6. 1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. 00 US Bank Secured - 300. This is your place to do just that. Which Fico ? Banking relationship ? Score sensitive ? Inquire sensitive etc. Approved for Lowes Credit Card! I was initially approved for a $2500 limit, and after reading a few post on recons I decided to call the backdoor number. Almost 4 years! I was initially approved in 3/20 with an SL of $2000, received a CLI up to a total line of $2500 within the last few months. Edit: Discover or Bank of America gives free monthly TransUnion FICO score. Get your FICO Score—90% of top lenders use FICO Scores and the information on the forums is. Note: While FICO's data indicates the average credit score is 717, Experian's data shows the average credit score at 715. Discover, if you have a credit card with discover they will give you a free TU FICO score every month. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. One way you can take full control of your business finances is by using prepaid business credit cards, especially for employee spending. The best-looking credit cards are often also the best in terms of rewards and benefits. Scores higher than 720-750+ are ideal. In today’s digital age, credit card apps have become an essential tool for managing your finances. Re: Datapoint needed for BCU. It had a $100 credit limit, and she wanted to increase that limit so that her utilization ratio would. Increased Offer! Hilton No Annual Fee. I currently have a credit score of 700 and I have a few credit cards. This type of credit card is backed. 3% balance transfer fee 1) pay in full - "fine cut my limit I just won't use you" In this case doesnt matter if they balance chase. $23,000 car loan, 14 months - Perfect history. In today’s fast-paced digital world, convenience and efficiency are key. 3 days ago · All FICO ® Score products made available on myFICO. Getting approved for a new credit card can be so exciting, you want to tell the world about it. 371 assumes $10,000 first draw and installment payments of $504 Installment payments calculated with 18% APR and 24-month term and is based on amortizing the draw amount and accounting for interest accrued between the draw date and the due date set at 51 days after the draw date Some hotel/airline cards give status outright and/or a shortcut to status via card spend. 371 assumes $10,000 first draw and installment payments of $504 Installment payments calculated with 18% APR and 24-month term and is based on amortizing the draw amount and accounting for interest accrued between the draw date and the due date set at 51 days after the draw date Some hotel/airline cards give status outright and/or a shortcut to status via card spend. $1 million identity theft insurance. Plus, the OP didn't specify which FNBO account was in question If you want to maximize your FICO scores, don't let the statement balance exceed $1120, or 28% of the limit. Discover, if you have a credit card with discover they will give you a free TU FICO score every month. This morning I recieved an email below I was trying to help OP look for answers by referencing his own thread. Zero percent APR on purchases for 15 months. MyFICO gives free monthly Equifax FICO score. 1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO. They gave me a crappy SL of $500 but I'm happy to have the chance to get into the chase ecosystem. Paypal is the more fully featured service in my opinion. Paypal is the more fully featured service in my opinion. TU FICO 735 at time of app, 0/24 inquiries, utilization < 2%. 1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO. Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. It doesn't graduate and has an annual fee, but the approval is almost guaranteed I have a Venmo Credit Card, which Synchrony Bank services. $200 SUB for $1k spend within 90 days. Good luck! FICO Resilience Index: 64. 5 points/dollar for most of the stuff I would use it for. Just out of the blue I tried to app for apple. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. Discover, if you have a credit card with discover they will give you a free TU FICO score every month. Get your FICO ® Score for free. 05-24-2021 08:04 PM. Whats up FICO peeps. Have a Fico 8 of 840, 0% utilization, income north of $225k. Feb 27, 2024 · However, credit cards often have high interest rates, so in this article myFICO presents when and how credit cards charge interest, which can be important for managing your finances. With similar scores (EX 709 according to the disclosure, 4 new accounts in the past year) I pulled the trigger. A great way to save money is to get a better card, one with lower fees. I just wanted to say that this forum has been of tremendous help to me in the past on rebuilding and - 1158931 How It Works; Pricing; Education; Community; Support;. com include a FICO ® Score 8, and may include additional FICO ® Score versions. myFICO provides you immediate access to your FICO score and credit report online. Will be keeping open for a while to hold my MR points after I close the Gold. Account must be at least 61 days old for first request. 3 days ago · All FICO ® Score products made available on myFICO. This is your board to chat about the application process, denials. MyFICO gives free monthly Equifax FICO score. Citi has a new product offering, the Custom Cash Card. NFCU More Rewards AMEX - $5,000 (Third-party card but I get AMEX benefits) DiscoverIT Secured Card - $200 (getting ready graduate hopefully, right at 7th month) Apple Card - $2000. Mercury MC - $2,500. You need to register on the AmEx Platinum website page for many of those benefits (same for the other AmEx cards). Amex Gold - Approved!! To my surprise I was just approved for the Amex Gold card with 90k sub after 6k in spending in 6 months! Data points are as follows; Tu - 677 fico and 726 vantage (have no idea why the difference) Eq - 673 fico and 667 vantage. $2500 limit, pretty cool! Im happy! Going to garden for 6 months! Hey so I applied for a Cathay Pacific Visa. by MarkintheHV on 03-23-2024 03:00 AM Latest post on 04-21-2024 02:27 PM by CreditAggie. Increased Offer! Hilton No Annual Fee. I called the credit card company and they're investigating, but what other steps do I need to. The downside is that the service is not cheap, with the most basic plan starting at $19 Price. 08-26-2023 05:52 PM. In today’s digital age, credit card apps have become an essential tool for managing your finances. 24/7 identity restoration services. The FICO Score is the credit score used by 90% of top lenders, so it's an important part of your credit picture. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Experian credit score was 734 at the time of the pull. Wow, nice. Hello Fico friends, got an email from Synchrony Care credit stating change of terms on account. Venmo seems like the "Happy Meal" with the toy inside. When looking for a credit card for travel, it’s important to determine which benefits are right for you In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings While some experienced borrowers worry about how many credit cards, others have different priorities. Since its introduction over 25 years ago, FICO ® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. it also gives instant 5 percent off on target online purchases. John S Kiernan, WalletHub Managing EditorDec 12, 2022 The average adult has around 5 credit cards, including store credit cards, but there’s no golden rule for how many credit card. aok railroad It's an overall solid card! Last month, I applied for and received the Bank of America Unlimited cash rewards and was approved for a $22,500 credit line. Lately, I - 6501155. 00 USAA Rewards Visa 500. It doesn't graduate and has an annual fee, but the approval is almost guaranteed I have a Venmo Credit Card, which Synchrony Bank services. Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. Chase Freedom Unlimited. Was approved for a $300 unsecured limit with a chance to - 6384486. †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. 3 days ago · All FICO ® Score products made available on myFICO. Edit: Discover or Bank of America gives free monthly TransUnion FICO score. Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. I'm hoping to crack that egg though. Does the Elon Musk give the World Economic Forum too much credit? Greetings from Switzerland, Quartz members! At the end of another annual meeting of the World Economic Forum in Da. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Only joined less than a week ago. No credit card required Advertiser disclosure. My first approvals thread! Amex. But, I guess, the secured card you just cold-app. Total Revolving CL- $205, 500 | Order of Opened Cards. I missed the payment which was the balance on the card of 21 Basic - $19 Experian credit reporting FICO Scores. MyFICO gives free monthly Equifax FICO score. Check out our list of best-looking credit cards here! We may be compensated when you click o. wlwt news In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. I missed the payment which was the balance on the card of 21 Basic - $19 Experian credit reporting FICO Scores. Capital One QuicksilverOne (3/19) - $4800 CL. Good luck! FICO Resilience Index: 64. Open Credit Cards: Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020) Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL. Opened nRwards Card in October 2022 ($2k deposit -- PIF each month) Every Day Checking with $3k Direct Deposit per Month. Credit Cards. Finances look very different across all 50. It's trash 🗑. I have had navy fed for about 9 years now and my credit card account is about 8 years old. I'm late joining the WF Autograph train so I'll make this brief. You just need a job and decent income to be approved. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. MyFICO is the only platform that allows you access to all your FICO scores. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. DP LOL/24 5 INQ EXP 764 - 6566046. Looks like they try to copy Merrick Bank's double your credit limit after 9 months versus Merrick's 6 to 7 months of on time payments. com include a FICO ® Score 8, and may include additional FICO ® Score versions. If wanting to maybe upgrade your card set with. Ally Everyday Cash Back MC - $2400. Sounds familiar, I pay the bill twice a month. Here's your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! Can't find a place for your credit question? This is the board for you. This was my experience with Amex two weeks ago. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Fico8: EX~EQ~TU~810 (12 month goal~840). They DO NOT pull your credit. central reach login There is 0% chance AMEX is going to do a 6x MR card for groceries/streaming, 3x gas/transit with an AF of $95, even with groceries capped. Once the Truist site went active on Sunday, I took a look at the new offerings and decided to app for the Enjoy Beyond. The biggest advantage of myFICO is that you get an in-depth, full picture of your credit profile. My MC conversion announcement included a CLI to $5000 limit, as well as the standard 2% on. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. Feb 27, 2024 · However, credit cards often have high interest rates, so in this article myFICO presents when and how credit cards charge interest, which can be important for managing your finances. Re: Apple Card Approval. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Amex Blue Cash ED - gas (2%), groceries (3%) when I retire the Amex Gold card this month. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. Personally, I would garden until next year at least. This will complement my amex platinum income was down last year at $122K from $135 in 2021. myFICO is the consumer division of FICO, the most-used scoring model by lenders across the U. I immediately thought I was denied. 1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO.
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Re: Mission Lane Visa Get a secured credit card if u need another credit card. These 2 credit cards alone are double my previous combined credit limits. Even so, Citi is a lot better to deal with than most secured cards, has a good app and web site, and has no annual fee. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. MyFICO gives free monthly Equifax FICO score. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. a good 2%, No FTF, Visa from PNC, Fidelity, or State Dept FCU. Get your FICO ® Score for free. Once they're removed, the account details will no longer affect your credit score. However, credit cards often have high interest rates, so in this article myFICO presents when and how credit cards charge interest, which can be important for managing your finances. This is your place to do just that. PenFed Power Cash - $3000. It's Been tremendous in helping me rebuild my credit. 1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO. the world hardest game unblocked The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. " Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715 Macy"s, Bloomingdales credit card. March2010 FICO® ~ 695 TU, 653 EQ, 697 EX. Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. All FICO ® Score products made available on myFICO. In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Question on chapter 13 --- If someone has a 5 year plan on a 13 -obviously during this time frame new credit is a big no no. Feb 27, 2024 · However, credit cards often have high interest rates, so in this article myFICO presents when and how credit cards charge interest, which can be important for managing your finances. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage. As we make this transition, we will be terminating your Curve Credit Card account with Hatch Bank, our Sponsor bank, effective July 8, 2024. Indices Commodities Currencies Stocks What credit card should I get next? It's a common question, so let's look at the best way to make this decision and what factors matter most. Not sure if they've always had a Visa and I was never good for it, but I got an email today saying I've been upgraded to it! I've had the store card for just a bit over 7 years. The downside is that the service is not cheap, with the most basic plan starting at $19 Price. 08-26-2023 05:52 PM. obituaries in hornell ny You don’t even have to make any p. I have one credit card with a $4,000 limit. myFICO provides you immediate access to your FICO score and credit report online. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. Dec 8, 2022 · Experian gives free monthly Experian FICO score. We will continue to honor transactions made within your approved credit limit for the next 30 days. Citi offered balance transfer and temporary card number with a portion of the credit limit available immediately at the end of the. 07-22-2021 05:02 PM. S; 90% of lenders use FICO Scores and myFICO gives you the specific versions that are most used by lenders for home, auto, and credit cards, so you can prepare for your credit goals. $250 - $95 fee = $155 cash back. This is your board to chat about the application process, denials. Some credit cards offer annual percentage rates that are even lower than this Many banks offer credit cards with great benefits for travelers. Feb 27, 2024 · However, credit cards often have high interest rates, so in this article myFICO presents when and how credit cards charge interest, which can be important for managing your finances. After years of rebuilding, I've got my first chase card. Looking for some data points on BOA credit cards in general. In particular folks who are rebuilding may have some cards that are more important to them than others, so a triple pull may not be great timing wise. Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. Credit Cards. Chapter 13: Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California) Filed: 26-Feb-2015 No one should deal with such predators. 3 days ago · All FICO ® Score products made available on myFICO. tittie slapping think we are talking about the STORE CARD version which is underwritten by speedway themselves if I'm not mistaken. and not the typical Comenity store card but rather one that seemingly has strong partnership with AMEX (and obviously on the AMEX network) Interesting to me, Comenity has not impressed me much, but. AmEx BCP also has a $300 SUB for a total of $505 cash back in the first year. I would go for the monthly product so you can see changes as fast as possible. They are chapter 13 safe, and report to all three CUs every month. I already have PenFed Power Cash and Navy Fed Amex both approved last month. • Likely to pull Experian. On the heals of Bread Financial's new name (btw parent company of Comenity) They have just announced a new Card. • Visa Signature benefits on limits over $5,000. It allows you to pay your rent and get rewards for all types of transactions. The site does not include all credit card companies or. A great way to save money is to get a better card, one with lower fees. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. myFICO provides you immediate access to your FICO score and credit report online. Re: Alliant Credit Union Visa Signature APPROVED!!!! 15k SL. Note: While FICO's data indicates the average credit score is 717, Experian's data shows the average credit score at 715.
1 day ago · MyFICO is a credit monitoring platform from the Fair Isaac Corporation, also known as FICO. let these accounts grow, once your nfcu graduates and reflects on your report, I would go after a car loan. BK CH7 1/21 DC 5/21. Discover credit cards are accepted at numerous banks acro. Read this guide to learn what makes each valuable in this guide with a review of each. The new inquiry caused my score to drop 3 points. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822. I think the APR range on the app was 14-23% upon approval - not sure what mine is yet. Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. Credit Cards. rebecca romijn nake Effective June 7, 2024, your credit limit will be reduced to $100. They DO NOT pull your credit. NFCU More Rewards AMEX - $5,000 (Third-party card but I get AMEX benefits) DiscoverIT Secured Card - $200 (getting ready graduate hopefully, right at 7th month) Apple Card - $2000. Mercury MC - $2,500. Cards: 5/24, 2/12, 2/6. In March, Chase "borrowed" from both my Freedom Unlimited and Sapphire Reserve to give me a $50K SL on my new IHG Rewards Premier Visa Signature. Congratulations on your Prosper approval! Current Cards (in order of approval): Current FICO 8 | 9 (June 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 18 Michelle. health informatics texas Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. Both helped me tremendously. I'm new to the forum and I've enjoyed reading everyone's posts. My Fico 5 scores as May 14th when I pulled my monthly report are not good. Wanted a catch all card outside of the AMEX/Chase world that had broad spend categories w/o an AF Closed accounts are usually removed from your report after seven years. In the first two weeks, it is good to have a backup card in your wallet to avoid having such embarrassments. boyfriendtv pinoy Opened nRwards Card in October 2022 ($2k deposit -- PIF each month) Every Day Checking with $3k Direct Deposit per Month. Credit Cards. Decided to pull the trigger on the CFU and after 5 days of waiting, approved. I rant on here all the time about closing these starter cards the second you get a couple of higher quality credit products. Apparently Gemini isn't very inquiry sensitive. The minimum payments that I'm paying every month only pays about $30-50 every month due to my high interest rates. Lenders are likely to accept your credit applications, but may not offer you the best interest rates.
If you're interested in talking about credit card applications, check out the credit card application board! 2 days ago · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. The Insider Trading Activity of Forum Investors III LLC on Markets Insider. Get the score that lenders use most, from the company that invented it. It had a $100 credit limit, and she wanted to increase that limit so that her utilization ratio would. Welcome to the forum, and. Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Aug 15, 2017 · Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. Credit Cards. I have used this card within my 13 and in the past to rebuild. And yet, I've been stuck at a $2,000 limit the entire time I've had the card. The Stripe on a Credit Card - Credit card information is encoded in the magnetic stripe on the back of the card. Apparently Gemini isn't very inquiry sensitive. I think the APR range on the app was 14-23% upon approval - not sure what mine is yet. @thornback wrote: Soft pull. trap cake strain Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. Credit Cards. I would go for the monthly product so you can see changes as fast as possible. My first approvals thread! Amex. I'm currently in the garden but since the Amazon Store Card is a SP for CLI requests I decided to give it a shot. SDFCU will easily approve you, and they now graduate the card after 12 months. Hi guys, I was wanting to apply for a new credit card lately and was thinking about opening with bank of america. FICO hit will be temporary. Edit: Discover or Bank of America gives free monthly TransUnion FICO score. 🙈 No hard pull so far More likely, it is probably because they are in the process of converting their AMEX product over to Visa. Credit limit is $15,00049% but I don't plan to carry a balance. SDFCU will easily approve you, and they now graduate the card after 12 months. My Best Buy card is at $10k. This is your board to chat about the application process, denials. Good luck! FICO Resilience Index: 64. Thank you and be safe. Starting Score: 663. Once they're removed, the account details will no longer affect your credit score. 3 days ago · All FICO ® Score products made available on myFICO. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. all gave some tattoo 99 for 18 months or purchases and balance transfers. 00 Capital One Platinum - 7000. Whether you’re getting your first credit card or have less than ideal credit,. Was pre approved in the credit karma portal, wanted to check the limit and rate. I have spent hours reviewing the thread, "Bankruptcy Friendly Credit Cards Pt Though there is a TON of good information, some of it is conflicting for those in an open Chapter 13. The company created the FICO credit score and says that 90% of lenders use its scoring models to assess. Navy Fed CLI in review I have been a silent student here in this community for about 2 years. Chase Disney Premier Visa CL $3,600 Extra Credit Builder Debit Card CL $3,000 Amex Platinum SkyMiles Card CL $12,000 NFCU Signature cashRewards Visa CL $11,000 Synchrony Lenovo Store Card CL $10,000 Citi Shell Fuel Rewards Card CL $600 Comenity Victoria's Secret Angel Card CL $900 BofA Alaska Airlines Visa Signature CL $6,700 Buy and PIF and I will watch this card grow from responsible use! PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards. Mar 12, 2024 · Finding the best option for you starts with narrowing down the types of credit cards you’re most likely to qualify for based on your current FICO Score and credit history. Credit Cards. But, I guess, the secured card you just cold-app. I reload amazon with $2 every 6 months with my sock drawered cards just to keep them alive, but again an AF card is usually safe. I read through the old thread from last year and wondering if there - 6456489. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. As we make this transition, we will be terminating your Curve Credit Card account with Hatch Bank, our Sponsor bank, effective July 8, 2024. But, I guess, the secured card you just cold-app. max CL is $1500, it use to be $1000 but it was funny because when my mom got it they sent the card and it was $1500 limit. I wonder if Discover is the only company that have account holds for making over two payments a month? I have crappy cards and you can make a payment a few times a month and as soon as the payment is posted your availabile credit is ready to use. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). INQ and new accounts were both at LOL/24. Discover, if you have a credit card with discover they will give you a free TU FICO score every month. March2010 FICO® ~ 695 TU, 653 EQ, 697 EX. Re: Best secured credit card.